Tag Archives: fixed deposit

Fixed Deposit Rates of Leading Banks in India

General, , , , , , ,

SBM CITIBANK Axis SBI ICICI HDFC
Days in % Days in % Days in % Days in % Days in % Days in %
7 – 14 3 7 – 14 3.25 7 – 14 – 7 – 14 3.00 7 – 14 3.75 7 – 14 3
15 – 45 5.00 15 – 25 3.5 15 – 29 2.50 15 – 45 5.00 15 – 29 3.75 15 – 29 3.25
46 – 90 5.50 26 – 35 3.75 30 – 45 3.00 46 – 90 6.00 30 – 45 3.75 30 – 45 4
91 – 180 7.00 36 – 45 3.75 46 – 60 3.50 91 – 180 6.00 46 – 60 3.75 46 – 60 4
181 – 364 8.00 46 – 60 4.75 61 – 90 4.00 181 – 364 7.75 61 – 90 4.25 61 – 90 5
365 – 500 8.75 61 – 90 5.25 91 – 120 5.75 365 – 554 8.25 91 – 120 5.75 91 – 180 5.5
500 9.05 91 – 120 6.75 121 – 180 6.00 555 9.00 121 – 184 5.75 181 – 196 6
501 – 731 8.75 121 – 150 6.75 181 – 270 7.00 556 – 731 8.25 185 – 210 7 196 7.75
712 – 909 8.50 151 – 180 6.75 271 – 364 8.00 732 – 999 8.75 211 – 269 7 197 – 285 7
909 9.05 181 – 270 7.5 365 – 420 8.75 1000 9.00 270 – 365 7 286 7.75
910 – 1095 8.50 271 – 364 7.5 420 – 450 8.75 1001 – 1095 8.75 366 – 389 8 287 – 365 7
1096 – 1825 8.50 365 – 400 8 451 – 540 9.00 1096 – 1825 8.25 390 8.25 366 – 380 8
>1825 8.75 401 – 540 8 541 – 731 8.50 1826 – 2880 8.50 391 589 8 381 8.25
541 – 731 8 732 – 900 8.25 2881 – 3650 8.75 590 9 382 – 731 8
732 – 1095 8 901 – 1095 8.25 591 – 731 8 731 – 745 8.25
>= 1096 >= 1096 7.00 731 – 789 8.25 746 9
790 days 9 747 – 1095 8.25
791 – 989 8.25 1096 – 1825 8.25
990 days 9 1826 – 2880 8.25
991 – 1095 8.25 2881 – 3650 8.25
1095 – 2880 8.5
2881 – 3650 8.75

Note: These rates are current as of January 23rd and subject to respective Banks terms and conditions. Please check with the bank before you decide to invest. This table was prepared using Tableizer

FD rates of banks in India

Leisure, , , ,

Greetings,

Just like you all, I too wanted to know the interest rates of various banks and this search prompted me to consolidate the Fixed Deposit rates of some of the leading banks. Most of the banks have revised their rates. So this table is latest as of August 1st

For a side-by-side comparison, please refer the link that I put in Google docs (I had some difficulty in putting the table due to page width here):

Side-by-side FD rate comparion

State Bank of Mysore
Period Int Rate
7 days to 14 days ** **
15 days to 45 days 5.00%
46 days to 90 days 5.50%
91 days to 179 days 6.00%
180 days to less than 1 year 8.50%
1 year & above upto 2 years 9.50%
2 years & above upto 3 years 9.25%
3 years & above upto 5 years 9.00%
Above 5 years 9.00%
Axis Bank
Period Int Rate
7 days to 14 days –
30 days to 45 days 4
15 days to 29 days 3
46 days to 60 days 5
61 days to less than 3 months 5.5
3 months to less than 4 months 6
4 months to less than 6 months 6
6 months to less than 9 months 7.5
9 months to less than 1 year 8.5
1 year to less than 2 years 9.5
2 years to less than 3 years 9
3 Years to less than 5 years 8
5 Years upto 10 years 8
Citibank
Period Int Rate
Jul-14 3.50%
15-25 4.00%
26-35 4.50%
36-45 5.00%
46-60 5.50%
61-90 6.00%
91-120 6.75%
121-150 6.75%
151-180 6.75%
181-270 8.25%
271-364 8.50%
365-400 9.10%
401-540 9.00%
541-731 9.00%
732-1095 9.00%
>=1096 8.50%
HDFC
Period Int Rate
7 – 14 days 3.00%
15 – 29 days 5.50%
30 – 45 days 6.00%
46 – 60 days 6.00%
61 – 90 days 6.25%
91 – 99 days 7.00%
100 – 101 days 7.75%
102 – 180 days 7.00%
181-194 days 8.00%
195-196 days 8.25%
197-284 days 8.00%
285-286 days 9.00%
287-365 8.75%
366-380 days 8.75%
380-381 days 9.75%
382-730 days 8.75%
731-744 days 9.00%
745-746 days 9.50%
747-2920 days 9.00%
ICICI Bank
Period Int Rate
7 days to 14 days N.A.
15 days to 29 days 3.75%
30 days to 45 days 4.00%
46 days to 60 days 4.00%
61 days to 90 days 4.00%
91 days to 180 days 6.25%
181 days to 269 days 7.50%
270 days to less than 1 year 7.50%
1 year to 389 days 9.00%
390 days 10.00%
391 days to 589 days 9.00%
590 days 10.00%
591 days & above upto 2 years 9.00%
More than 2 years upto 889 days 9.50%
890 days 10.00%
891 days upto 3 years 9.50%
More than 3 years upto 4 years 9.50%
More than 4 years upto 5 years 9.50%
More than 5 years upto 10 years 9.50%