Category Archives: Leisure

Rite Key, Wrong Bike…Has it happened to you?

This is a hilarious incident that happened couple of years ago in my last company – SMPL. A colleague of mine wanted to do some errands during the office evening and due to the chok-a-block traffic he decided to use my bike as he had a car. I just gave him the key as I had done few times…A couple of hours later he came back,but told me that he was having tough time in locking the bike!!

I was puzzled by him and we both went to the basement to check out. As it was evening, it was a little dark and the place was not well lit. I too had little difficulty in locking and suddenly noticed my bike parked next to it!! It took a while for me to realize what had happened…he had taken a different bike which opened with my bike’s key!!! Both the bikes were blue in color the one which was taken for a ride was Pulsar 150 CC, whereas I had Pulsar 180 CC…and the moment we realized this we could not stop laughing for the rest of that evening….My friend had a jolly ride on a bike of another colleague with both them being unaware of it… with my keys! He was even complaining about the supposed bad condition my bike had suddenly gone into as it working fine a few days back…..The owner of that bike never came to know about that, although later I hinted him to check his bike lock, Now don’t go in search of that parking lot 🙂 !!

FD rates of banks in India

Greetings,

Just like you all, I too wanted to know the interest rates of various banks and this search prompted me to consolidate the Fixed Deposit rates of some of the leading banks. Most of the banks have revised their rates. So this table is latest as of August 1st

For a side-by-side comparison, please refer the link that I put in Google docs (I had some difficulty in putting the table due to page width here):

Side-by-side FD rate comparion

State Bank of Mysore
Period Int Rate
7 days to 14 days ** **
15 days to 45 days 5.00%
46 days to 90 days 5.50%
91 days to 179 days 6.00%
180 days to less than 1 year 8.50%
1 year & above upto 2 years 9.50%
2 years & above upto 3 years 9.25%
3 years & above upto 5 years 9.00%
Above 5 years 9.00%

Axis Bank
Period Int Rate
7 days to 14 days
30 days to 45 days 4
15 days to 29 days 3
46 days to 60 days 5
61 days to less than 3 months 5.5
3 months to less than 4 months 6
4 months to less than 6 months 6
6 months to less than 9 months 7.5
9 months to less than 1 year 8.5
1 year to less than 2 years 9.5
2 years to less than 3 years 9
3 Years to less than 5 years 8
5 Years upto 10 years 8
Citibank
Period Int Rate
Jul-14 3.50%
15-25 4.00%
26-35 4.50%
36-45 5.00%
46-60 5.50%
61-90 6.00%
91-120 6.75%
121-150 6.75%
151-180 6.75%
181-270 8.25%
271-364 8.50%
365-400 9.10%
401-540 9.00%
541-731 9.00%
732-1095 9.00%
>=1096 8.50%
HDFC
Period Int Rate
7 – 14 days 3.00%
15 – 29 days 5.50%
30 – 45 days 6.00%
46 – 60 days 6.00%
61 – 90 days 6.25%
91 – 99 days 7.00%
100 – 101 days 7.75%
102 – 180 days 7.00%
181-194 days 8.00%
195-196 days 8.25%
197-284 days 8.00%
285-286 days 9.00%
287-365 8.75%
366-380 days 8.75%
380-381 days 9.75%
382-730 days 8.75%
731-744 days 9.00%
745-746 days 9.50%
747-2920 days 9.00%
ICICI Bank
Period Int Rate
7 days to 14 days N.A.
15 days to 29 days 3.75%
30 days to 45 days 4.00%
46 days to 60 days 4.00%
61 days to 90 days 4.00%
91 days to 180 days 6.25%
181 days to 269 days 7.50%
270 days to less than 1 year 7.50%
1 year to 389 days 9.00%
390 days 10.00%
391 days to 589 days 9.00%
590 days 10.00%
591 days & above upto 2 years 9.00%
More than 2 years upto 889 days 9.50%
890 days 10.00%
891 days upto 3 years 9.50%
More than 3 years upto 4 years 9.50%
More than 4 years upto 5 years 9.50%
More than 5 years upto 10 years 9.50%